CIF Number Full Form & Meaning Explained

CIF Number Full Form: Banking Sector in India has lots of several banking terms and we only know 75% of the banking terms properly. One of those banking terms is CIF Number. Today, this CIF number is used in many banks in India. Do you have any idea about what is the full form of CIF number? Don’t worry guys. Here in this post, we will see the full form of CIF Number, What is CIF number? How to find CIF number in banks? In this modern world, apart from other sectors banking sector is getting much updated. Today, we all use individual banking apps and internet banking for online transactions. Likewise, the CIF number is given by the bankside to the customers individually for identity.

CIF Number Full form & what is CIF number?

CIF Number in the banking sector stands for Customer information file or Client Identification File. It is a virtual file consist of customer bank details. Each and every account holder had a unique CIF number which was provided by the banking sector. This number is assigned as 4-digit, 8-digit, 10-digit, 11-digit number.

CIF number full-form
CIF number full-form

For example, Axis bank assigns a 4-digit CIF number, HDFC bank assigns an 8-digit number, Central bank of India assigns a 10-digit number and SBI assigns an 11-digit number. So, it will vary from one bank to another. Using this CIF number, the bank officials can easily know about the customer’s account details, address, transaction history, loan history, account information, Demat KYC details etc.

Also Check: Bandhan Bank CIF Number

Importance of CIF number:

1. CIF number ( Customer information file) is a virtual file that contains the customer banking information in digital form
2. Using CIF number, the bank officials can easily find financial information of the customer
3. If you have multiple accounts in the same bank, then only one CIF number is provided. So, all the accounts are linked with one CIF number.
4. With help of this number, we can collect information like loan history, credit relationship, fixed deposits, account information, address, transaction history, photo, and signature, Demat KYC details etc.
5. There are lots of ways available to find CIF number in the Bank

How to Find CIF number in Banks:

There are lots of methods available to find CIF number in various banks. Here we will see how to find this number for three main banks they are

  • Find CIF Number in SBI
  • Find CIF Number in Central Bank of India
  • Find CIF number in Bank of Baroda

Find CIF Number in SBI (State bank of India):

State bank of India is one of the most famous public sector banks in India and it has lots of branches around the world. Here we will see how to find customer id number in SBI with simple steps

Method 1: You can easily find CIF number in SBI through SBI internet banking. First, you need to visit the SBI net banking website and login with your user name and password. After that Go to Account Summary – View Nomination and Pan details. On that page, you will see the CIF number

Find CIF number of SBI
Find CIF number of SBI

Method 2: Customer can easily find customer id number through Passbook. On the front page of your SBI passbook, you may notice the CIF number is printed on the top of the page.

Find CIF Number in Passbook
Find CIF Number in Passbook

Method 3: SBI Yono lite app also helps you to find the CIF number. Just open the Yono lite app and Go to Services tab - Online Nomination and there you can find the CIF number

Method 4: You can also visit your nearby SBI branch and ask the bank executives to provide the CIF number.

Method 5: Make a call to the SBI customer care and ask them to provide the CIF number

Find CIF Number in Central Bank of India (CBI):

Central Bank of India is one of the most famous Indian bank sectors which have lots of branches all over the world. Some CBI customers had a doubt about how to find the CIF number in the Central bank of India. There are lots of methods available to Find CIF Number in the Central Bank of India. They are

Method 1: Customer can easily find your customer id Number on your CBI passbook. Open your passbook and search for CIF Number. It is printed on top of the front page 

Method 2: If you have CBI internet banking service then you will find the CIF Number by login into internet banking using your user id and password, now you will find your bank CIF Number at top of the page.

Find CIF number in CBI
Find CIF number in CBI

Method 3: You can make a call to the customer care number. Once you make a call they ask you about your bank details. So, you will provide your account information to the customer care executive and get to know CIF Number.

Method 4: If you are not satisfied with the above methods then you will visit the home branch directly ask the bank to provide your CIF number.

Find CIF number in Bank of Baroda:

Bank of Baroda is also one of the popular banks which has lots of branches all over the world. It has millions of customer all over the country. Now, we will see how to find the CIF number in the Bank of Baroda.

Method 1: Bank of Baroda provides a customer id number once you visit your nearby branch with a passbook. They will ask about your account details and provide the CIF number

Method 2: You can easily find the Customer id number on your Passbook and Cheque book. It is printed on top of the front page

Method 3: If you have a Bank of Baroda internet banking service, then login with your user name and password. Go to the account statement option and download it. On that statement, you will see the CIF number.

Final Words:

Finally, the CIF full form and meaning is clear now. CIF number is the banking term that is used to provide the customer identity. I hope the above article is really helpful for you to understand what is CIF number in the bank. If you have any queries regarding this post, feel free to ask us in the comment section below. Thank you!

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