Indian Overseas Bank Balance Check Number using Missed call, SMS, Toll-free etc

Indian Overseas Bank Balance Check: Indian Overseas Bank (IOB) is a state-run Indian bank with its headquarters in Chennai. Indian Overseas Bank has about 3,400 domestic branches and nearly 6 foreign branches. Indian Overseas Bank was the first bank to proceed into consumer credit by providing a personal loan scheme. 

Indian Overseas Bank Balance Check
Indian Overseas Bank Balance Check

Indian Overseas Bank provides various services for their customers in both offline and online modes for bank transactions, credits and debit cards, loans and other bank details. Balance enquiry is one of the important entities to get to know about by the customers. Indian Overseas Bank provides various practices for their customers to know about their IOB account like balance details too. 

Methods to check Indian Overseas Bank Balance

We are going to see few practices provided by Indian Overseas Bank for the sake of their customers benefit to check their Indian Overseas bank balance details. The various practices are net banking, mobile banking, missed call services, SMS services and also using passbook. Let us see about all the practices in detail,

Missed call service for Indian Overseas bank balance check
SMS service for Indian Overseas Bank Balance check
Net Banking service for Indian Overseas Bank Balance check
Passbook for the enquiry of Indian Overseas Bank balance
Mobile Banking Service for Indian Overseas Bank Balance check
USSD code for Indian Overseas Bank Balance check

Missed call service - Indian Overseas bank balance check

IOB customers can check their Indian Overseas Bank balance details using this missed call service. The account holders can dial 04442220004 from the registered mobile number at the home branch. As soon as you call it will disconnect after two to three rings. Then Indian Overseas Bank will send the respective account details and also balance details as SMS to the registered mobile number. Even the customers can get their mini statement through this missed call service.

  • Balance Enquiry - 04442220004
  • Mini Statement - Give missed call to 04442220004 or send SMS MINI space last 4 digit Account Number

SMS service - Indian Overseas Bank Balance check

SMS service is also one of the practices to check the Indian Overseas Bank balance details for the customer. The account holders can check their account details by sending SMS to the number 8424022122. The format of the SMS should be, “BAL < last 4 digits of ACCOUNT NUMBER>”. This service is the simplest and easiest method which is all about time-saving for the Indian Overseas Bank account holders. Note: You can also search for Bank Of Baroda bank balance check here

Net Banking - Indian Overseas Bank Balance check

Another method to know about the balance details of the Indian Overseas Bank Balance is Internet Banking. To use internet banking, we need an Internet connection. 

Indian Overseas Bank Balance Check by Net banking
Indian Overseas Bank Balance Check by Net banking

Internet banking helps people to be in their place and enquiry about the online transactions, balance details too. 

To know about Indian Overseas Bank balance check details the account holders can log in to their account at subnet.co.in
They can log in using their account credentials i.e., username and password
Enter the captcha or the OTP was given, then press the login option
Then the customer can check the balance details by opting for balance enquiry in the dashboard.
They also can know about all transactions and even mini statements too.

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Passbook - Indian Overseas Bank balance Check

Using a passbook is one of the offline methods to know about the Indian Overseas Bank Balance check details. People who don’t have internet banking can opt for this method. 

Check Indian Overseas Bank Balance by Passbook
Check Indian Overseas Bank Balance by Passbook

The Account holders have to reach their branch and update their passbook regularly to avoid any problems due to transactions. 

Mobile Banking - Indian Overseas Bank Balance

Indian Overseas Bank account holders should register their mobile number while opening their account in the home branch. Once they have registered the mobile number, they can easily use these Mobile Banking services.

Mobile Banking - Indian Overseas Bank Balance Check
Mobile Banking - Indian Overseas Bank Balance Check

Indian Overseas Bank helps their customers with few mobile applications like IOB mPassbook, IOB Mobile, IOB Nanban. mPassbook is one of the online passbooks that helps IOB customers to know their balance details. The other applications like IOB mobile and IOB Nanban are also to find the same.

USSD code - Indian Overseas Bank Balance

Indian Overseas Bank also provides a USSD service to know about the IOB balance details. 
  • From the registered mobile number with the Indian Overseas Bank, the account holders can dial *99#.
  • Then choose the necessary language of instructions
  • Now by entering the IFSC code or 2digit bank code the customer can see their account balance or even mini statement too.

ATM service - Indian Overseas Bank Balance check

Indian Overseas Bank account holders can check their balance using Indian Overseas Bank ATM. To make an enquiry of the Indian Overseas Bank Balance, the customer needs to visit the Indian Overseas Bank ATM. The step-by-step procedure for Indian Overseas Bank balance check:

  • Swipe the Indian Overseas Bank ATM card into the card holder slot in ATM
  • Enter the 4-digit ATM PIN of your Indian Overseas Bank account
  • Opt for the “Balance Enquiry / Balance Check” tab.
  • You will get the Indian Overseas Bank Balance 

Summary

To check the Indian Overseas Bank Balance the above are some practices provided by Indian Overseas Bank for their account holders. If you have any queries regarding this article, feel free to ask us in the comment section. Thank you!

Frequently asked questions

1. How can I get my IOB account mini statement?

Ans: To get IOB mini statement on mobile send SMS MINI < last 4 digit of account number> to 04442220004.

2. How can I get my IOB account balance through the missed call service?

Ans: Give a missed call to toll-free 04442220004 for balance enquiry.

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