How to Pay Credit Card Bill Using Debit Card? - Paytm/Mobikwik App

Pay credit card bill using the Debit card: Credit card is a really big responsibility. In our country the use of credit cards is huge. The cards should be maintained correctly. Most people spent their money on credit cards now a day. This is a provision given to the clients that have a good amount of deposit and a good banking score. Using the amount from credit and then replacing it is a really good thing that the banks have introduced. In this way, you can get your stuff at any time and place the money when you have it.

Pay credit card bill using the Debit card

For every withdrawal, there will be a due date. We must make sure to replace it within that span of time. Or else extra charges will be taken and it could affect the credit card score. The credit card can be used in situations like if you face problems with the debit card or your UPI. You don’t want to remember any ID, password and UPI pins. Like this, there are a lot of advantages to credit cards. Now, how to repay it? You can replay it in many ways. Now let us see how to pay credit card bills using a debit card. The steps are really easy so follow correctly.

Method 1: How to pay credit card bills using a debit card - PayTM?

• As the first step, you can download the Paytm app or just go to the Paytm website directly.
• Then you should log in and register in Paytm with your mobile number. This is the first step for Paytm.

Pay credit card bills using debit card - PayTM

• Now under the bill payment section just taps on the credit card bill payment option.
• If you have any difficulty in finding it then just type on the search bar directly. Then you will find it.
• Then enter the credit card number of the card in which you have to pay the bill.
• Then enter the amount that you have to pay the bill. Then click on the proceed button.
• Then a new screen will be displayed in front of you. In that select, the debit card option and then you should enter the debit card number. Then you should enter the Expiry date in MM/YY and also add your CVV.
• Then click on the play button to verify the card.
• The transaction process enables the debit card for transactions.
• Then enter the OTP that you received from the registered mobile number. Make sure to keep the registered mobile number is active if not make it active. The bank has also provided a way to change the number if needed.
• After the OTP verification, the credit card bill payment will be successfully done. Within 4-5 days this will be seen in your credit card statement.

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Method 2: How to pay credit card bill using debit card - Mobikwik?

• As the first step Download the Mobikwik app or enter the website as your wish.
• Then login and register with the application through your mobile number

Pay credit card bill using debit card - Mobikwik

• Then select the option credit card bill payment seen on the screen.
• Then you should enter the credit card number and the amount that you have to pay off.
• After that process clicks the GO button present near it.
• Then you must confirm the details that you have entered. If you feel like it is correct click on the make payment button.
• Then from the new screen select the debit card option. There you can add a new debit card by just clicking on the option Add new debit card button. Or you could select one debit card that you have already added.
• Then enter the debit card number and expiry date in the form of MM/YY and also enter the CVV.
• Click on the pay now button to get the card verification process done.
• Then enter the OTP that you received from the registered mobile number. Make sure to keep the registered mobile number is active if not make it active. The bank has also provided a way to change the number if needed.
• After the OTP verification, the credit card bill payment will be successfully done. Within 4-5 days this will be seen in your credit card statement.

Conclusion

These are the ways in which you can activate the how to pay credit card bill using debit card. The main factor that these processes need is that you need to make sure that you have registered the mobile number and it is active. If this is not active make the number active or you can change the number whenever you want by giving a request to the respective bank. All the above processes are easy to handle. The main feature is that all these processes can be activated by sitting at their own home. There is no need to search around here and there. Make sure to avoid errors during these entire processes. Just make sure to follow the processes as given above. Hope the above content has helped you.

FAQ's:

1. What will happen if the credit card debt is not paid with in time?

Ans: The credit card dept should be paid in time. If any error comes in this situation then the amount that you have to pay will include fine also. It will also affect the credit card score. The credit card score have to be clear and neat to get more credit in the future.

2. Which are the applications that can be used to pay off credit card debt?

Ans: There are many applications which help us to pay back the credit card debts. Some of them are kotak 811, mobikwik, paytm etc. there are many more applications.