How To Add Bank Account to Apple Pay Without Card? Simple Steps

How to add bank account to apple pay without card?

How To Add Bank Account to Apple Pay: If you're like me, you probably don't carry around cash or your debit card very often. But what if you need to make a purchase and all you have is your iPhone? Don't worry, you can still use Apple Pay! In this blog post, I'll show you how to add bank account to Apple Pay without card.

What is Apple Pay?

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets users make payments in person, in iOS apps, and on the web. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It is similar to contactless payments already used in many countries, with the addition of two-factor authentication via Touch ID, Face ID, PIN, or passcode.

How To Add Bank Account to Apple Pay

The Apple Pay service is compatible with the iPhone 6 and later, iPad Pro, iPad Air 2 and later, iPad Mini 3 and later, Mac models with Touch ID, as well as the Apple Watch. Users with iPhone 5s & 5c can use Apple Pay in apps only. It was announced on September 9, 2014, at the iPhone 6 event and released on October 20, 2014 in the United States. Initially it was only available within the United States but has subsequently been made available in numerous countries worldwide. Will see how to add bank account to apple pay without card in detail below.

Also Read: How To Transfer Apple Cash To Bank or Debit Card?

How To Add Bank Account to Apple Pay Without card?

Apple Pay is a secure and easy way to make payments with your iPhone, iPad or Apple Watch. You can use Apple Pay to pay for goods and services in stores, in apps and on the web. It is supported on the iPhone, Apple Watch, iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless. You can add bank account to Apple Pay without card by following these steps,

Open the Wallet app on your iPhone
Tap the + sign in the upper right corner
Select "Add a Bank Account"

How To Add Bank Account to Apple Pay Without Card

Enter your bank's routing number and account number
Tap "Add."
Now, your bank account is added on your Apple Pay Account

Also Read: How To Delete PayPal Account with simple steps?

Why use Apple Pay?

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets users make payments in person, in iOS apps, and on the web. Add bank account to Apple Pay without card is an easy process now. There are many benefits to using Apple Pay, including the following:

It's more secure than using a credit or debit card, as your card details are not shared with the merchant
It's faster than paying with a card, as you don't need to enter your details each time you make a payment
You can use Apple Pay to make contactless payments, even if you don't have your wallet with you

Disadvantages of Apple Pay:

While Apple Pay is a convenient and secure way to make payments, there are some disadvantages to using this service. For example, you may not be able to use Apple Pay at all merchants, and even if a merchant does accept Apple Pay, you may still be charged a fee for using this service. In addition, if you lose your iPhone or other device that is linked to your Apple Pay account, you may be liable for any unauthorized charges that are made.

How secure is Apple Pay?

Apple Pay is a very secure way to pay for things with your iPhone or Apple Watch. When you use Apple Pay, your credit or debit card numbers are never stored on your device or shared with merchants. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device. Each transaction is authorized with a one-time unique dynamic security code.

Conclusion:

If you want to use Apple Pay without a physical credit or debit card, you can add bank account to Apple Pay without card directly. This allows you to use funds from your checking or savings account to pay for purchases, both online and in stores. To do this, you'll need to set up an Apple Pay Cash card.

FAQ's:

1. How to add card details to Apple Pay?

Ans: To add card details on Apple Pay, you need to

Open the Wallet app on your iPhone
tap the plus sign in the top right corner.
From there, you can either scan your card with your iPhone's camera
or enter the card information manually.
If you're adding a debit or credit card, you may be asked to verify your card with your bank.

2. Can I use Apple Pay if my bank isn't listed?

Ans: Yes, If your bank isn't listed, you can still use Apple Pay by adding a Visa, Mastercard, or American Express card.

3. How do I remove a bank account from Apple Pay?

Ans: To remove a card from Apple Pay, open the Wallet app on your iPhone and tap on the card that you want to remove. From there, tap on the Remove Card option and confirm that you want to remove the card.